There are some simple tips that can save you money on car insurance. For starters, you may want to consider buying a five-year-old car, which can reduce your rates by up to 27%. While this might not seem like much of a hack, the older the car, the lower the insurance rates will be. Also, take into account the model and make of your car. You may find that a lower insurance rate is better than no coverage at all.
Another car insurance hack that will save you money is comparing prices. While you should always get an affordable quote, you shouldn’t settle for it. This is because the cheapest quote may not be the best one in the long run. Also, avoid choosing a bad insurance company, as this can cause problems down the road. You can look up car insurance companies’ ratings from the state’s insurance department. Another tip is to bundle policies with different companies. You may be able to get a substantial discount for having more than one policy with a particular company.